Make your money work for you

At EBT, we are here to help ensure that your money is working for you and to help you meet your professional and personal financial goals.  By taking the time to fully understand your specific situation, we are able to develop a comprehensive plan that aligns with your unique investment, retirement and estate planning goals.

Services include:

  • Personal cash flow analysis and budgeting
  • Investment analysis
  • Retirement planning
  • Estate and will planning

Personal Financial Planning Articles

Expert knowledge and experience.

EBT will keep you up-to-date on information regarding recent income tax developments, legislation changes, and strategies to optimize and reduce your income taxes.

Ins and outs of the Canada Emergency Response Benefit

Since mid-March, the federal and provincial governments have announced the creation of numerous programs to help both individuals and Canadian businesses with the financial fallout of […]

Deciding when to begin receiving Old Age Security benefits

The Old Age Security program is the only aspect of Canada’s retirement income system which does not require a direct contribution from recipients of program benefits. […]

Changes to RRIF withdrawal requirements for 2020

The past few months have been an almost perfect storm of bad financial news for Canadian retirees. The historic stock market downturn which occurred in mid-March […]