Todd was born and raised in the Medicine Hat area and attended the Medicine Hat College and the University of Calgary where he earned his Bachelor of Commerce degree. He obtained his CA designation in 1989 after articling in High River and Medicine Hat. Todd worked for a large private company for eight years as the Controller and later as General Manager which forms his sound understanding of all business issues.

Todd joined EBT and became a principal in 1998 and completed the CICA In-Depth Tax Course in 2002.